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Brenda Johnson - Pre-Planning Counselor
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There
are many decisions to be made during our lifetimes. We plan ahead for our
careers, our wedding days, our children's futures, and our retirements. Without
proper planning, many of our wishes could not be carried out. Perhaps an area
that is most often over-looked, but of equal importance, is the pre-arrangement
of funeral plans. Simply stated, pre-planning ensures that one's last wishes
and desires can be carried out. Though many people may initially be
uncomfortable with the idea of pre-planning funerals, the process can give them
a peace of mind in knowing that their arrangements are fully taken care of.
With assistance from
Mrs. Brenda Johnson - Pre-Planning Counselor, you'll find that pre-planning is much easier than you might think.
The idea of
pre-planning a funeral is rapidly increasing in popularity. There are many good
reasons for this.
Some plan ahead because they feel there is no one else who is capable of making
these decisions, or because they have definite preferences concerning the kind
of funeral service they want. Others plan ahead simply because they want the
peace of mind knowing there will be adequate funds (pre-funding) to cover
funeral expenses. While a pre-planned funeral does not have to be pre-funded,
many people do pre-fund. Basically speaking, pre-funding funeral arrangements
allows you to invest now to pay for future funeral services. One of the most
popular methods of pre-funding is through the use of insurance policies
specifically designed for pre-planning. With the cost of funerals increasing
each year, these plans are gaining in popularity because they seek to assist
you by providing:
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An assurance that adequate funds will be available for your pre-arranged
funeral
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Benefit amounts that increase each year to protect against inflation
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No income tax on yearly growth
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Even greater savings and benefits for younger and healthier participants
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The funeral home of your choice can process the claim when needed
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Guarantees the cost of the services and the merchandise at Caldwell and Cowan -
excluding cash advances, flowers, obituaries, honorariums to Ministers, etc.
By working closely with Mrs. Johnson, your individual needs can be identified
and addressed through one of these popular insurance plans. In addition,
Caldwell and Cowan can secure funeral arrangements through the use of
Certificates of Deposit at a local bank. Though the benefits of working with
this type of security vary greatly from that of the insurance plans, it can
provide families with another resource for pre-planning. To find out more about
our pre-funding options, please visit Caldwell and Cowan Funeral Home or make
an appointment to meet with Mrs. Johnson.
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